Who Pays My Medical Bills After a Slip and Fall?

person riding wheelchair

Unfortunately, it seems always to go that the most seemingly frivolous accidents are the ones that result in the most damaging bodily injuries. You may find this to be the case for your most recent slip and fall incident. Depending on how you landed in your fall, you may now have a long road to recovery ahead of you; all of which may include surgical procedures, rehabilitation therapies, handicap assistive medical devices, and much more. Well, being that it wasn’t your fault for slipping and falling, you may feel it is not your responsibility to pay for the entirety of these medical bills. For this, please continue reading to learn who should pay for my medical bills after my accident and how an experienced Parsippany, New Jersey personal injury lawyer at the Macri Law Firm can help you achieve physical, emotional, and financial recovery.

Who pays for my medical bills after a slip and fall accident?

First off, your health insurance plan should cover a large portion of your immediate medical costs after your slip and fall accident, hopefully. However, it may not pay for some out-of-pocket expenses or all the specialized treatments and ongoing care you require to reach a full physical recovery.

These extra expenses may quickly add up to an unbearable amount. If so, we advise you to pursue a personal injury claim against the negligent party responsible for your slip and fall accident. This is because, with a successful outcome, you may be awarded monetary compensation to cover the rest of your outstanding and anticipated future medical bills.

It is worth mentioning, though, that your health insurance company may seek reimbursement from your earned settlement before you even receive this money yourself. This is possibly done through a process known as subrogation.

Who should I file a claim against after my slip and fall?

The first step you can take toward having a successful personal injury claim is to file it against the correct party. Usually, the negligent party is the property owner or business owner of the place where you slipped and fell.

For example, you may sue the owner of a private residence if you were their welcomed visitor and slipped and fell on their reasonably obvious hazardous staircase. Or, you may pursue the owner of a restaurant establishment if you were a paying patron and slipped and fell on a loose floorboard, missing tiles, or lifted carpeting that went an unacceptable amount of time without being rectified.

Of note, you may even try to hold a municipality or government entity responsible for paying your personal medical bills. This may be possible if you slipped and fell on a crack or pothole on a public sidewalk, for instance. With this, though, you may have to give the government entity a notice of claim first.

If you are ready to file your claim against the negligent party, please first retain the services of a skilled Parsippany, New Jersey personal injury lawyer. Our team at the Macri Law Firm is ready and able to take on your case.